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Depending on the results of your FAFSA, you may qualify for a variety of financial aid opportunities. If you have any questions about the following types of financial aid, please call a Personal Banker at 721-1050 or toll-free at 1-800-317-2265 for assistance. Or Contact Us to send us a secure email.
Start by selecting one of the Financial Aid options below!
These types of awards are based on ability and financial needs. The best part is-they don't have to be paid back. Look for college scholarships quickly and easily at CollegeView.com.
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Also based on financial need, this program subsidizes students' wages for jobs on or off campus. Typically it's used to pay for living expenses and books.
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Available to undergraduate and graduate students, based on financial need. The student borrows directly from the college.
- Interest: 5%
- Fees: None
- Loan Limit: Undergraduate, maximum $3,000 per year; graduate students, maximum $5,000 per year; $30,000 cumulative total for all degrees.
- Repayment: Begins nine months after the student graduates, withdraws or drops below part-time status. Must be repaid within 10 years.
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Available to undergraduate and graduate students, based on financial need. The federal government pays the interest on this loan while the student is in school. May be used in combination with Unsubsidized Stafford Loans.
- Interest: Variable, with an 8.25% cap and is recalculated every July 1.
- Fees: 3% origination fee and up to 1% guarantee fee is deducted from the loan amount.
- Loan Limit: Undergraduate students may borrow up to $2,625 the first year, up to $3,500 the second year and up to $5,500 for years three to five. Graduate students may borrow up to $8,500 each year. Independent students may be eligible for additional Unsubsidized Stafford funds.
- Repayment: Begins six months after student graduates, withdraws or drops below part-time status. Up to 10 years to repay at a minimum of $50 per month.
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Available to students regardless of financial need. The student is responsible for all interest charges. However, most lenders will accrue the interest so payments need not be made while the student is in school. May be used in combination with Federal Stafford Loan.
- Interest: Variable, with an 8.25% cap and is recalculated every July 1.
- Fees: 3% origination fee and up to 1% guarantee fee is deducted from the loan amount.
- Loan Limit: Undergraduate students may borrow up to $2,625 the first year, up to $3,500 the second year and up to $5,500 for years three to five. Graduate students may borrow up to $8,500 each year. Dependent students utilizing a combination of Subsidized and Unsubsidized Stafford Loans may not exceed these limits. Independent students may be eligible for additional Unsubsidized Stafford funds of $4,000 in years one and two, $5,000 in years three to five and $10,000 for graduate students.
- Repayment: Begins six months after student graduates, withdraws or drops below part-time status. Up to 10 years to repay at a minimum of $50 per month.
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Designed for parents of undergraduate students, this loan reflects more traditional loan terms and conditions.
- Interest: Variable, with a 9% cap and recalculated every July 1.
- Fees: 3% origination fee and up to 1% guarantee fee is deducted from the loan amount.
- Loan Limit: Parents may borrow up to the cost of education, minus other financial aid, and they must be creditworthy.
- Repayment: Begins within 60 days after loan is fully disbursed, while the student is still enrolled. Parents have up to 10 years to repay the loan at a $50 minimum monthly payment.
Ready to learn more? Take the next Steps. For more great college planning information, check out our helpful Resource Links.
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