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Fremont National Bank has many years of successful real estate lending experience in Fremont and the surrounding area. We are pleased to offer a wide variety of real estate loan products:
Please give us a call or stop in if you would like to discuss residential real estate financing. We also offer loans for improvement expenses and other purposes. Please give us a call, we would be happy to visit with you. For additional information please see the listing of Items Needed at Loan Application, our Mortgage Loan Calculators, and Home Mortgage Terms. You may apply online or the Residential Loan Application is also available for download.
* Please review our Credit Application Insurance Disclosure.
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An FHA loan is a real estate loan secured by a first mortgage on a residence that is insured by the federal government. The advantage of an FHA loan is that the down payment is generally less than on a conventional loan, and the loan also may be assumable. Payments on FHA loans include monthly premiums for FHA mortgage insurance. For additional information please see the listing of Items Needed at Loan Application, our Mortgage Loan Calculators, and Home Mortgage Terms. You may apply online or the Residential Loan Application is also available for download.
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Available to eligible veterans, a VA real estate loan is secured by a first mortgage on a residence and is guaranteed by the Veterans Administration. The advantage of a VA loan is that the borrower may finance up to 100% of the purchase price of a residence, up to the VA's current maximum mortgage amount. For additional information please see the listing of Items Needed at Loan Application, our Mortgage Loan Calculators, and Home Mortgage Terms. You may apply online or the Residential Loan Application is also available for download.
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Available to first time homebuyers, a NIFA real estate loan is secured by a first mortgage on a residence. These are also FHA or VA loans. The advantage of a NIFA loan is that the interest rate is generally lower than the normal FHA or VA rate. For additional information please see the listing of Items Needed at Loan Application, our Mortgage Loan Calculators, and Home Mortgage Terms. You may apply online or the Residential Loan Application is also available for download.
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A real estate loan secured by a junior lien on a residence is a second mortgage loan. These may be for home improvements, but do not need to be. Customers of Fremont National Bank have used second mortgages for a variety of other purposes, including college for themselves or their children, business investments, debt consolidation or financing the purchase of an automobile or pickup truck. These are written on monthly payment terms, and the rate may be variable or fixed. Please give us a call, and we would be happy to visit with you. For additional information please see the listing of Items Needed at Loan Application, our Mortgage Loan Calculators, and Home Mortgage Terms. You may apply online or the Residential Loan Application is also available for download.
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This is a revolving line of credit secured by the equity in your residence. It may be either a first mortgage or junior lien. Minimum monthly payments are required based on the outstanding principal balance, and interest is paid only on the amount of credit that is used. Because it is a revolving line of credit, you can pay off the entire balance at any time, with no prepayment penalty. Please give us a call, and we would be happy to visit with you. For additional information please see the listing of Items Needed at Loan Application, our Mortgage Loan Calculators, and Home Mortgage Terms. You may apply online or the Residential Loan Application is also available for download.
* Please review our Home Equity Disclosures and our Credit Application Insurance Disclosure.
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Fremont National Bank is also very experienced in construction lending, and has been the Fremont area's lead bank in construction lending. We encourage you to give us a call to talk about your proposed project, whether it be remodeling your basement or building an addition or the construction of a new residence. We would be happy to visit with you. For additional information please see the listing of Items Needed at Loan Application, our Mortgage Loan Calculators, and Home Mortgage Terms. You may apply online or the Residential Loan Application is also available for download.
* Please review our Credit Application Insurance Disclosure.
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Please give us a call or stop in if you would like to discuss residential rental real estate financing. We do loans to finance the purchase of rental property, and also loans for improvement expenses and other purposes. We would be happy to visit with you. For additional information please see the listing of Items Needed at Loan Application, our Mortgage Loan Calculators, and Home Mortgage Terms. You may apply online or the Residential Loan Application is also available for download.
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Fremont National Bank offers Agricultural and Commercial loans with a range of terms to meet your specific needs. Please give us a call, we would be happy to visit with you.
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